Who are we?

We bring deferred working capital solution to freelancers and SMBs. Easily. Quickly.


Finexkap is the company designing and developing the technology behind the extended payment terms platform.


Finexkap AM*, a wholly-owned subsidiary of Finexkap, is the asset management company regulated by the Autorité des Marchés Financiers (license GP-14000044), which manages the refinancing fund FCT Finexkap Créances Co N°1. AMF website is available at http://www.amf-france.org.

Our story

Our story began in 2012 when we realized, as entrepreneurs, that solving our working capital challenges was a real race full of obstacles.

It all started with Finexkap, a digital factoring offer with no commitment and no strings attached, which has now financed more than 2,500 SMBs and individual companies in just a few years. But digital factoring is not an end in itself, our mission is to solve working capital challenges for SMBs and indivual companies.


We then started to think about it (a lot actually!) and wanted to be able to provide working capital solutions that would allow us to finance more companies, more easily, more quickly. This is how Finexpay was born, a technological solution enabling merchants and B2B marketplaces to offer their customers a multi-channel extended payment terms solution. Yes, our solution is available in stores or in e-commerce environments. Thanks to our software architecture, designed by developers for their peers, it has never been easier to integrate a solution that not only provides additional purchasing power for businesses, but also accelerates merchants growth.

With Finexpay, purchasing for your business is as easy as a click.

+ 50 000 funding already provided


+ 12 prices

Would you like to discuss more?